Invesdors
Invesdors
Invesdors
Legal
Invesdors GmbH · Switzerland · Legally Binding Framework
These Terms of Service ("Terms") constitute a legally binding Enterprise Master Service Agreement between you (the "User", "Issuer", or "Investor") and Invesdors GmbH, Switzerland ("Invesdors"). By accessing or utilizing the invesdors.ch platform (the "Platform"), you explicitly accept these Terms in their entirety. If you represent a corporate entity, you warrant under penalty of corporate fraud that you hold the necessary signatory authority. Deviating conditions of the User are not recognized.
Invesdors supplies neutral Software-as-a-Service infrastructure and campaign tooling. The configured product does not provide investment advice, brokerage, principal dealing, custody or a multilateral trading venue. Issuers issue their own securities and retain their statutory duties. This contractual description is not a FINMA ruling or a blanket exemption from Swiss financial-market law.
Use of the Platform is restricted to legal entities and natural persons of at least 18 years of age who have full legal capacity. "US Persons" (under US securities law) and persons domiciled in FATF-sanctioned jurisdictions are strictly prohibited from using the Platform. Invesdors reserves the absolute right to refuse service, terminate accounts, or restrict access at its sole discretion without providing justification.
The Platform must be used in strict compliance with all applicable Swiss laws. Users may not: (a) engage in market manipulation or fraud; (b) attempt to breach the Platform's security architecture; (c) use the Platform for money laundering or terrorist financing; or (d) reverse engineer the proprietary smart contracts or backend logic. Any violation will result in immediate termination and reporting to competent authorities.
Wallet keys are generated and split on the User's device; the backend stores no complete private key or server-decryptable copy of both shares. Issuer enforcement acts require the configured issuer-board signature threshold and are relayed by the Platform. These are technical controls intended to prevent independent platform disposal; they are not an independent custody certification or FINMA ruling. Smart-contract interactions remain at the User's risk.
Fiat settlements occur directly between the investor's and issuer's or seller's bank accounts via SIX bLink / Open Banking. Invesdors does not receive, pool or hold client funds. The legal classification of any activity depends on the facts and applicable law; these Terms do not assert a blanket AMLA exemption.
Issuers are solely responsible for the legality of their capital raise. Campaigns on Invesdors are configured for FinSA Art. 36(1)(e) (total consideration ≤ CHF 8 million over 12 months) together with Art. 36(1)(b) (fewer than 500 investors). These are alternative statutory paths — there is no CHF 100,000 per-investor minimum on this product path. Invesdors provides technical threshold monitoring but accepts no liability if an issuer breaches applicable limits. Issuers must obtain independent Swiss legal counsel.
The Platform facilitates technical peer-to-peer secondary transfers. However, Invesdors does not operate an organized trading facility (OTF) or multilateral trading facility (MTF). All transfers of tokenized registered shares are explicitly subject to the statutory or statutory transfer restrictions (Vinkulierung) of the issuing company. Transfers lack legal effect until formally approved by the Issuer's board of directors.
To the maximum extent permitted by mandatory Swiss law (specifically Art. 100 of the Code of Obligations), Invesdors excludes all liability for direct, indirect, incidental, consequential, or punitive damages, including loss of profit, loss of data, and cyber-attacks. The Platform is provided "AS IS". Invesdors is not liable for blockchain network failures, smart contract bugs, or third-party banking API (Open Banking) downtimes.
The User unconditionally agrees to indemnify, defend, and hold harmless Invesdors, its directors, and affiliates from all claims, damages, regulatory fines, and legal costs (including attorney's fees) arising from the User's breach of these Terms, violation of securities or AML laws, or any third-party claims resulting from the User's capital raise or investments.
Data processing is governed by our Privacy Policy. All intellectual property, including code, UI/UX, and algorithms, belongs exclusively to Invesdors. Users receive a limited, revocable license. Invesdors implements enterprise-grade technical and organizational measures (TOMs) but cannot guarantee absolute immunity from sophisticated state-actor cyber threats.
These Terms are governed exclusively by substantive Swiss law, excluding its conflict of laws rules. If any provision is deemed invalid, the remaining provisions remain fully effective. The exclusive place of jurisdiction for all disputes arising out of or in connection with these Terms shall be the competent commercial courts of the Canton of Zurich, Switzerland.
Invesdors GmbH operates exclusively as a technology / SaaS provider. It does not act as agent, broker, representative, fiduciary or mandatary of investors, backers, issuers or Foundors organisers. It does not negotiate offers, give investment advice, hold client funds, or decide campaign outcomes. Contractual relationships for securities subscriptions and for product/perk purchases or donations arise directly between the investor/backer and the issuing company or campaign organiser.
Equity subscriptions settle bank-to-bank via SIX bLink into the issuer's designated settlement / Liberierungskonto. Invesdors never receives or holds investment principal. If a campaign is aborted, fails its conditions, or is cancelled by the issuer, Invesdors may mark investments as pending refund and enable the issuer to submit a multi-leg bLink PSS refund batch to each investor's original paying IBAN in one bank confirmation. Any repayment is owed and executed solely by the issuer bank-to-bank; investors have no claim against Invesdors for return of principal. Issuers remain solely responsible for FinSA / corporate-law compliance of the offer.
Foundors product pledges are advance purchases under Swiss CO Art. 184 (Kauf); donations are gifts under CO Art. 239 (Schenkung). The campaign company is the seller / organiser and sole counterparty. Delivery, quality, delays and customer support are the organiser's duties. For physical product pledges, backers provide a shipping address which Invesdors shares with the organiser solely for fulfillment (Kickstarter-style). Anonymous mode hides the public display name only; the organiser still receives the delivery address. On all-or-nothing failure or organiser cancellation after confirmation, Invesdors marks pledges as refund-due and the organiser may submit a multi-leg bLink PSS refund batch from its Geschäftskonto to each backer's original paying IBAN. Invesdors cannot pull funds and is not liable if the organiser fails to refund or ship.
Hosting a campaign on Invesdors does not constitute an endorsement, rating, warranty or guarantee of the issuer, product, shares, delivery timeline or refund performance. Users must review each campaign's disclosures and obtain independent advice. Mandatory Swiss liability for unlawful intent or gross negligence remains unaffected.
For formal legal inquiries, contact support@invesdors.ch
Phone: +41 44 500 66 34